What do you do if you’re in a collision with an uninsured driver? Will your insurance cover you? Here we cover a few of the basics.
What to Do When in a Collision With an Uninsured Driver
For the most part, you go through the same process anytime you have an accident. First, find a safe location to pull over; then make sure all parties involved are okay. Call 911 if anyone requires medical assistance.
Take photos of both vehicles from multiple angles. Also, be sure to take a photograph of the other driver’s license plate. Next, call your insurance company to report the incident. You should also ask to see the other driver’s license. Keep in mind that the driver may not cooperate because driving without insurance will incur a penalty.
Be ready to describe the incident to law enforcement and the insurance company exactly as you remember it.
What Happens Next?
So you’ve discovered the other driver doesn’t have insurance. What happens now? If you’re at fault, your insurance will cover the damage to the other vehicle. If the uninsured driver is at fault, one of two things may occur.
If your policy includes uninsured motorist coverage, the insurance company will foot the cost of collision repairs. Another scenario is that your insurance company will cover damages to your vehicle by suing the uninsured driver. If this happens, you may need to appear in court to give a testimony.
We Handle the Repairs
Whatever the circumstances of the accident, bring your car to Absolute Auto Body for repairs and auto painting restoration. Our warranty covers all facets of our work. If you’re in a collision with an uninsured driver, stay calm and proceed as you would in any other auto incident, and contact us for help!
Uninsured Driver Collision Auto Body Repairs in Everett
Two Locations to Serve You: Everett and Lynnwood